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Use Cases / SMBs
Local & International · No API Required

Business payments made simple.
No developers, no drama.

Send money overseas or pay your local team in minutes. Upload your payment file, define your workflow, and disburse — all from a powerful payment portal that works right out of the box.

What Makes Us Different

Designed for business
owners, not developers.

Everything you need to manage local and international payments — in one place, without a technical team.

01

Local and international in one portal

Send to any Indonesian bank or e-wallet, or transfer from Indonesia to overseas — all from the same dashboard. No switching platforms.

02

No technical team required

Our portal is built for finance teams, not developers. If you can use internet banking, you can use Jack. No integration needed.

03

Customisable approval flows

Set multi-level approvals based on transfer amount or type. Your finance team stays in control securely.

04

Your own business banking account

For local transfers, open an account in your company name — powered by one of Indonesia's largest licensed banks. Recipients see your name, not Jack's.

05

1,000 free transactions per month

Your first 1,000 local transfers every month are on us. No hidden costs, no per-transfer fees until you scale past that.

06

24/7 support

Real people, around the clock. Whether a transfer is delayed or you have a question at midnight — our team is here. Not a chatbot.

What You Can Do

Local and international.
One platform.

Local Transfers

Pay anyone with an Indonesian account

Send to any Indonesian bank or e-wallet instantly — BCA, BNI, BRI, Mandiri, GoPay, OVO, and 150+ more. Real-time, 24/7.

  • Supplier & vendor payments
  • Payroll to any Indonesian bank
  • Customer refunds
  • Operational expenses
  • Agent & commission payouts
Explore Local Transfers
International Transfers

Send overseas without the usual friction

Transfer to 70+ countries at competitive rates — with full visibility on fees and FX before you confirm. Up to 60% cheaper than your bank.

  • Overseas supplier payments
  • Overseas procurement
  • Service provider & freelancer payments
  • Tuition & education payments
  • Any international wire
Explore International Transfers
How It Works

Up and running
in minutes.

No integration. No technical setup. Just sign up and start sending.

STEP 01

Sign up

Create your account and complete verification. Business registration and identity documents required.

STEP 02

Fund

Top up your Jack balance or connect your business banking account as the source of funds.

STEP 03

Send

Transfer locally or internationally from your dashboard. Set up approvals, save recipients, and track everything live.

Get Started

Join 600+ businesses already using Jack.

Local and international payments — from one portal, starting today.

Solution for SMBs — Jack