A real business banking account —
built for payments.
Not a wallet. Not a virtual account. A real Indonesian business banking account under your company name — backed by one of Indonesia's largest licensed banks, connected to Jack's payment rails.
Not a wallet. A real account.
The difference matters — for compliance, for credibility, and for what you can do with it.
Your name on every transaction
When you send money, recipients see your company name on their bank statement — not Jack's, not a generic virtual account reference. This matters for trust, reconciliation, and your brand.
Most payment platforms show their own name or a generic reference. Jack shows yours.
Backed by a licensed bank
Your account is opened and held at one of Indonesia's largest licensed banks. This means real regulatory backing, real account numbers, and access to the full range of Indonesian payment rails. Deposits are guaranteed by LPS (Lembaga Penjamin Simpanan) — your funds are protected under Indonesia's official deposit insurance program.
1,000 free transfers every month
Your first 1,000 local transfers every month are free. No per-transaction fee until you scale past that. Lower fees than standard bank transfer pricing — built for businesses.
Connected to Jack's full payment stack
Your account is the source of funds for everything Jack does — local transfers to 150+ banks and e-wallets, international transfers via SWIFT or local rails, and API disbursement if you need it.
Real account vs
virtual account.
Using a payment gateway for disbursement is common — but it comes with tradeoffs most businesses only notice when their recipients start asking questions.
| Feature | Jack Business Account | Payment Gateway Disbursement | Standard Bank Account |
|---|---|---|---|
| Bene statement shows | Your company name — always | PG's name or ref code | Your company name |
| Reconciliation for bene | ✓ Easy — your name is clear | ✗ Harder — PG name confuses | ✓ Easy |
| Payment rails available | Jack rails + RTGS · LLG · SKN · RTOL · BI Fast | PG's own rail only | RTGS · LLG · BI Fast |
| Money transits provider's account | ✓ No — goes direct | ✗ Yes — transits PG account | ✓ No |
| Transfer fees | Lower than banks · 1,000 free/mo | Lower than banks | Standard bank rate |
| Coverage — banks & e-wallets | ✓ 150+ destinations via local rails & SWIFT | Limited to PG's network | Partial |
| International transfers | ✓ 70+ countries | ✗ Typically not | ✓ SWIFT Only |
| Prefunding required | ✓ No — your account | ✗ Yes — must top up PG wallet | ✓ No |
| Multi-user approval flows | ✓ Built in | ✗ Rare | ✗ Rare |
One account for
everything you move.
Local transfers
Send to any of 150+ Indonesian banks and e-wallets in real time — 24/7, with your company name on every statement.
Local Transfers →International transfers
Send to 60+ countries via SWIFT MT103 or local rails. Flat fee per transaction, fully online — no paperwork. Manage from the same dashboard or connect via API.
International Transfers →API disbursement
Connect your systems via API and disburse at scale — locally or internationally. Directly from your business account, no prefunding.
API Solutions →Open. Connect. Send.
Your account is set up by our team — not a form you fill in and wait weeks for.
Talk to us
Tell us about your business and what you need the account for. We'll confirm requirements and start setup.
Submit documents
Standard business KYC — company registration, directors, and ID documents. We handle the rest with the bank.
Account opened
Your real bank account is opened under your company name. You get account details and portal access.
Start sending
Fund your account and start moving money — locally, internationally, or via API. 1,000 free transfers from day one.
Open a business banking account built for payments.
Real account, registered under your company's name. 1,000 free transfers every month.