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API Solutions / Disbursement
150+ Banks & E-Wallets · Real-Time · 24/7

Disburse to any
Indonesian bank —
via one API.

One integration. 150+ banks and e-wallets. Real-time, 24/7 — from a real business banking account in your company's name, backed by one of Indonesia's largest licensed banks.

Need FX + disbursement in one call?See API FX & Disbursement →
Who This Is For

Built for any Indonesian
company disbursing at scale.

If your product needs to move IDR to end users, suppliers, or partners — this is your API.

Fintechs & local remittance

Lending platforms, local remittance companies, insurtech, wealth management — disburse loans, claims, payouts and transfers to any bank or e-wallet in real time.

Marketplaces & platforms

Pay sellers, agents, and service providers instantly — at any scale, to any destination. Your name on every statement, not ours.

Enterprises & large corporates

Payroll, bulk vendor payments, commission disbursements — automated, auditable, and backed by real banking infrastructure.

What Makes It Different

Real rails. Real account.
Your name.

Not a pooled wallet with an API on top. Real banking infrastructure.

01

Your company name on every statement

Recipients see your company name — not Jack's, not a payment gateway reference code. This matters for reconciliation on your customers' side.

02

Jack rails + BI Fast + RTGS + LLG + SKN + RTOL

Access Jack's own real-time local rails plus all standard bank rails. Money on standard rails doesn't transit Jack's account — it goes direct under your company name.

03

Backed by a licensed bank

Your funds sit in a real business banking account in your company's name. No topping up a float to us — your money moves when you call the API.

04

150+ banks and e-wallets, 24/7

BCA, BNI, BRI, Mandiri, GoPay, OVO, DANA, and every major Indonesian bank. If your recipient has an account, we can reach it — in real time.

Coverage

150+ destinations.
One integration.

BCA
BNI
BRI
Mandiri
CIMB
Permata
Danamon
BTN
GoPay
OVO
DANA
ShopeePay
LinkAja
OCBC
Maybank
+135 more
How It Works

Live in days,
not weeks.

STEP 1

Talk to us

Tell us your use case, disbursement volume, and destinations. We'll confirm fit and start account setup.

STEP 2

Account & KYC

We open your business banking account at our partner bank. Standard KYC — business registration, directors, identity docs.

STEP 3

Build in sandbox

Full API documentation and sandbox environment. Test disbursements, webhook flows, and error handling — then move through UAT and PAT before going live.

STEP 4

Go live

Switch to production. Our team is on hand for your first live disbursements and available ongoing via WhatsApp.

Get Started

One API. Every Indonesian bank and e-wallet.

Tell us your volume and use case. We'll get you into the sandbox fast.

API Disbursement — Jack