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Portal Solutions / Local Transfers
150+ Banks & E-Wallets · Real-Time · 24/7

Send to any bank or
e-wallet in Indonesia
instantly.

150+ banks and e-wallets covered. Real-time transfers, 24/7. Via portal or API — whichever fits how you work.

What Makes Us Different

More ways to move money locally.

Not just another transfer tool — smarter rails, more coverage, better controls.

01

Jack Local Rails — real-time, 24/7, no limits

Our intrabank rail is always on — no transfer windows, no transaction caps. Move money at 2am on a Sunday the same way you do on a Monday morning.

Jack Local Rails runs 24/7 with no per-transaction limits. Most standard rails have windows and caps that slow you down.

02

150+ banks and e-wallets

BCA, BNI, BRI, Mandiri, CIMB, Permata, GoPay, OVO, DANA, ShopeePay, LinkAja — every major destination covered. If your recipient has an account, you can reach it.

03

Via portal or API

Use our portal for simple dashboard-based transfers. Or integrate via API for high-volume, automated disbursement. Same rails, same coverage — your choice of interface.

04

Customisable approval flows

Set multi-level approvals based on transfer amount or type. Attach supporting documents — invoices, contracts, or receipts — directly to each transaction. Every payment goes through the right hands with the right context before it goes out. No more WhatsApp approvals.

Coverage

Every destination
your recipients use.

150+ Indonesian banks and e-wallets. All reachable in real time.

BCA
BNI
BRI
Mandiri
CIMB
Permata
Danamon
BTN
GoPay
OVO
DANA
ShopeePay
LinkAja
OCBC
Maybank
+135 more
Fund Your Transfers

Two ways to fund.
Unlimited ways to save.

Start instantly with a Prefunding Wallet, or unlock 1,000 free transfers with a Jack Business Account.

OPTION 01

Prefunding Wallet

Top up your Jack balance and send directly. No bank account setup required — good for getting started or lower-volume use.

Quick to startLower volumes
OPTION 02★ Recommended

Business Banking Account

Open a real bank account in your company's name — powered by a licensed bank, connected to Jack's rails. Your recipients see your name, not Jack's.

Your company name on every statement1,000 free transactions per monthLower fees vs standard banksReal-time rails, 24/7, no limits
Learn more about Business Banking
How It Works

Three steps to your
first transfer.

STEP 01

Sign up

Create your account and complete verification. Business documents and identity required.

STEP 02

Choose your source of funds

Top up a Jack wallet for simplicity, or open a Business Banking account for full rails access and 1,000 free transfers/month.

STEP 03

Send

Transfer to any Indonesian bank or e-wallet in real time — from dashboard or API. Save recipients, set approvals, track everything live.

Get Started

Send to any Indonesian bank — starting today.

150+ destinations. Real-time. No minimum volume.

Local Transfers — Jack Portal