Disbursement infrastructure
built for scale.
No prefunding. Your brand on every transaction. Backed by one of Indonesia's largest licensed banks — connected to our platform.
Not a gateway layer.
Real infrastructure.
Six things that matter when you're disbursing at scale in Indonesia.
Smarter rails than standard banks
Most disbursement providers route through BI Fast, RTGS, SKN, RTOL, or LLG — each with their own limits and time windows. Jack gives you more options.
Your account. Your company name.
Every recipient sees your account name on their bank statement — not Jack's. Whether you're a payment company powering thousands of merchants or a marketplace paying out to sellers, your company name stays front and center.
No prefunding. Your funds stay in company's account.
Your funds sits in a real bank account registered under your company's legal entity — not a shared wallet, not a virtual account, not ours. You have full visibility and control over your funds at all times, and money only moves when your system triggers it.
Funds are held in a dedicated corporate bank account in your company's name. Full control, full ownership — until the moment of disbursement.
Real banking infrastructure
Your disbursement account is a real bank account — backed by one of Indonesia's largest licensed banks. Not a pooled wallet, not a gateway layer. Your business and your customers get the infrastructure credibility that comes with that.
150+ banks and e-wallets, covered
BCA, BNI, BRI, Mandiri, GoPay, OVO, DANA, ShopeePay, LinkAja and every major Indonesian bank and e-wallet. Whatever your end customer needs, you can handle it from one integration.
See full coverage →Simple API integration
One integration to access the full disbursement stack — local transfers, e-wallet payouts, account validations, balance inquiry, real-time webhooks. Full documentation, sandbox environment, and dedicated technical support included — with a 24/7 standby team ready to assist whenever you need it.
Local transfers
IDR to any Indonesian bank account, real-time
E-wallet payouts
GoPay, OVO, DANA, ShopeePay, LinkAja
Account validation
Verify bank account ownership before transfer
Balance inquiry
Real-time balance visibility via API
Webhooks
Real-time transfer status callbacks
Every payout flow
your business runs.
Marketplace seller payouts
Automatically settle seller earnings every transaction cycle — to any bank account or e-wallet, no manual processing required.
Loan disbursements
Deliver approved loan funds directly to borrowers' accounts in seconds — creating a seamless experience from approval to disbursement.
Insurance claim payouts
Process policyholder claims faster than expected — transfer funds the moment a claim is verified, with zero bureaucratic delays.
Agent & commission disbursement
Automatically pay agents, resellers, and affiliates based on performance — on time, fully documented, and at scale without the operational overhead.
Consumer refunds
Return funds to customers' original payment source or preferred e-wallet in minutes, not days — so trust is never lost over a slow refund.
Salary & payroll
Disburse salaries to thousands of employees across every Indonesian bank in a single instruction — with automatic reconciliation and real-time transfer confirmation.
Set up once.
Disburse at any scale.
Open
We set up a real bank account in your company's name, connected to our platform and payment rails.
Integrate
Connect via our API. Full docs, sandbox, and dedicated technical support included. Most teams go live in days.
Fund
Money sits in your own account until you need it. No prefunding, no idle float, no counterparty risk.
Disburse
Trigger payouts to any Indonesian bank or e-wallet in real time — 150+ destinations, 24/7, via API.
Let's build the right disbursement setup for your business.
Tell us your volume and use case. We'll put together the right structure.